Centra Leasing offers leading edge funding through its 4 Hour Funding. LLC subsidary.  The 4 Hour Funding process offers the industries first true all-electronic funding process.  Now you can apply online, receive a credit approval and sign your finance contracts right on your cell phone!  Unlike other finance companies, we offer 100% financing (no money needed to start the contract) and your funding occurs minutes after you electronically sign your contracts.  Your equipment supplier can receive their money the same day you apply for credit.  

The 4 Hour Funding Express Process is available for all transactions under $27,500 (amounts over that amount must be funded with standard terms).  For more information on the 4 Hour Funding Process go to 4hourfunding.com.  4 Hour Funding, LLC is a wholly-owned subsidiary of Centra Leasing, Inc.

How 4 Hour Funding
Process Work

Get started by clicking the button below!
4 Hour Funding Online Express Application
4 Hour Funding, LLC is a wholly-owned Subsidiary of Centra Leasing, Inc.

Step #1 Apply Online

Apply online using our Express Application (see link on this page).  The entire application process only takes about three minutes to complete.


Our online application is secured with a GoDaddy.com Web Server Certificate.
Transactions on the site are protected with up to 256-bit Secure Sockets Layer encryption.

Step #2 Credit Approval

Approval routinely take one hour.  Your approval notice will arrive with your available payment terms.  Your approval will also have instructions on where to send your invoice and your selected terms so that we can complete the documentation process.


Step #3 Electronic Documents Are Signed

Upon receiving the invoice, your documents are sent to you by email.  You can sign your documents electronically on any computer or smart phone device.  No money is needed to start your contract because we offer 100% financing. The entire signing process take 2 to 4 minutes.  When you complete the process, the documents are automatically sent to us .


Step #4 Payment Is Sent To Your Supplier

When the documents are electronically returned, your vendor's invoice is immediately processed for payment. Your first billing state will appear in 14 to 21 days.  If the entire process sounds easy, its because it is!